Let us bring transparency to your finances and expose opportunities to grow your wealth
InvestorKeep is designed to help you clearly understand how your finances are being managed and what actions to take. Our investment monitoring software notifies you and/or your financial professional (if you allow), ensuring your portfolio is designed to create the best possible financial outcomes.
Fees are analyzed based on the type of account and current national averages to alert you when there may be an opportunity to have fees lowered. Investment accounts and underlying investments are reviewed for changes in quality.
In addition, our investment monitoring software assesses various dimensions of financial risk based on your InvestorKeep Risk Profile (calculated based on your responses to the Investor Profile Questionnaire).
The average worker will lose over $150K to 401(k) fees over their lifetime (based on annual income of $30K and saving 5%). Someone making $90k will lose more than $250K! Financial firms charge a myriad of fees depending on the type of account owned (401(k), IRA, Brokerage, etc.) but most investors have no idea how much they’re paying. These fees change, usually in small amounts, and are hard to identify in monthly statements. InvestorKeep will alert you to these fee changes giving you the opportunity to have your financial professional act to reduce or eliminate them.
All investments (stocks, bonds, mutual funds, etc.) are analyzed by research firms and rated for quality using criteria such as financial performance, market performance, executive management, etc. Changes to these criteria can change the quality of your investments. InvestorKeep uses industry-leading analytics to monitor the quality of your investments, alerting you to changes that may have adverse effects on your financial future. In addition to quality, the overall risk of your investment portfolio can change. InvestorKeep will send you alerts when the risk associated with your investments is unaligned with your risk tolerance and diversification model.
In addition to fees, quality, and risk, how your investments are managed can have a huge effect on future returns. Rebalancing, churning, reverse churning, and tax loss harvesting are just a few management actions that impact returns. InvestorKeep monitors to ensure you are getting the quality management you deserve, and you aren’t overpaying for underperformance. If you use a financial advisor, this will allow you to have intelligent conversations about the fees they charge, the investments they're choosing and the fees they are charging. Don't have another uninformed conversation.
75% of Americans can expect to see their assets disappear before they die.
You need to get every advantage possible as you move toward financial freedom. InvestorKeep’s subscription-based service is good for our customers (potentially saving them hundreds of thousands of dollars) and their financial institutions.
Impact of fees on $100,000 invested at age 35 with 7% return at age 65
You’d have a return of $761,225 at year 30
Assumes $100,000 invested at age 35 with an average 7% annual return
Assumes $100,000 invested by age 35 with an average 7% annual return
You would have paid $303,220 in fees and receive $458,000.
You would have paid $202,146 in fees and receive $559,080.
You would have paid $101,073 in fees and receive $660,152.
Whether you are saving for retirement, education expenses, a home, or some other financial goal, InvestorKeep investment monitoring software can help you avoid losses and stay on track.
InvestorKeep gives you peace of mind knowing your finances are safeguarded from changes in fees, risk, and investment quality